Temporary AOV
Security in case of illness or accident
The Temporary AOV gives you financial security when you are unable to work for a short or longer period due to illness or an accident. No medical examination, no complicated procedures - but immediate protection.
Why choose Temporary AOV?
Because an unexpected interruption shouldn't bring your income to a halt. This module offers an accessible and affordable way to protect your income.
What do you get out of it?
80% income coverage in case of illness or accident
Benefit for up to 24 months
Waiting period of 30 days
No medical examination
Premium per hour worked, no expensive monthly costs
The costs are business expenses (tax-deductible)
Price
€1.50 per hour worked
For whom is it ideal?
Professionals with financial obligations
Starting freelancers
Everyone who wants basic security without high premiums
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Active Mediation
We actively monitor your profile and match you with suitable opportunities.
Frequently Asked Questions
When does the coverage start?
After activation via Alicia, directly linked to your assignment.
Why no medical examination?
Because it is a temporary and flexible solution that must remain quickly deployable.
Is it also covered outside working hours?
Yes, this is an AOV, not accident insurance.
How is my income determined?
Based on your average revenue or rate according to market standards.
Are the costs deductible?
Yes, they are business expenses.
Are you ready to work comfortably on your assignment?
Select the Service Modules of your choice when registering for your assignment or contact our freelance advisor for your personal advice.
